As we take a three-day weekend to celebrate those who labor, let us take a moment to remember the families who won’t be planning picnics or a last trip to the beach. Despite some positive economic indicators, 9.7 million Americans are still out of work, almost a third for more than six months. More than seven million more have taken part-time work at poor wages to make ends meet even though they need full time work to pay the bills. And three-quarters of a million more have little hope and have given up looking for work and as a result are no longer counted as “unemployed.” (They are just “out of the labor force.”)

For breadwinners struggling to find work, unemployment insurance acts as a backstop against the worst financial devastation. A new study by the National Bureau of Economic Research found that in states where unemployment compensation was more generous and extended benefits were available for a longer period of time, homeowners were less likely to be behind on their mortgages and lose their homes.

The House of Representatives has voted to approve a temporary extension of the National Highway Trust fund until May 2015 – the legislation will save hundreds of thousands of construction jobs, which would have been lost without the patch.

Meet Mark. He's a 58 year old, college-educated veteran who lives in Oregon. He was laid off last September and has been unable to find work since. Mark's state unemployment benefits ran out in May. Since funding for the federal Emergency Unemployment Compensation program was cut last December, Mark and more than three million other Americans, including nearly 300,000 veterans, have been denied access to a second six months of support — a vital financial lifeline in this tough economy. Mark is way behind in his rent, is selling everything of value he owns, and fears he will be homeless soon.